Regional Banking 101

When it comes to keeping your hard earned assets safe and secure, regional banking is one of the best known places for doing so. Often referred as community banking, this style of financial professional service has stepped it’s game up and it uses many of the same advanced technology as the larger national styled banks. Regional banking gives you the very best of services with a small town feel. This means that any and all clients/customers will receive more thorough one-on-one consultation unlike the larger banking institutions. The Annual Strategic Opportunities and M&A Conference celebrates the achievements and advancements of this exclusive industry and it’s great place to gain knowledge of where the industry is headed.

Last year, President and CEO John Holt of NexBank Capital attended the event as a panelist and he well represented the affluent Dallas, Texas bank. This conference is about any and everything that is regional banking related. Going on it’s 5th straight year, industry professional such as advisers, bank leaders, and consultants get a chance to share perspectives, network, gain knowledge, learn about organic growth, and to resolve any issues that could be plaguing the community. John Holt did a fantastic job as a panel member as he answered questions, gave advice, as well as offered his opinions on strategic growth, branching, and innovation.

Nexbank Capital is a premier bank in Dallas, Texas that specializes in commercial, investment, and mortgage banking. Having so much innovative technology on hand, the bank can now compete with the larger national banking centers. It had an estimated $4.0 Billion in assets for 2016 and it participated in the “Affordable Home Loan Program” of 2016 by providing $50 Million in loan support. NexBank personifies what regional banking is today and it will continue to push the envelope further into the future.


Services you can rely on The Sunny Plumbers to assist as a Tucson resident.

For more than seventy-five years, the Sunny Plumbers have been known to offer commercial plumbing, water treatment system, drain and sewer and water heater services in all areas surrounding Tucson, AZ. In instances where you might be requiring work performed to your plumbing system, it is advisable always to call a professional plumber who will come and check what the problem is. If you are a Tucson resident, you can always contact the sunny plumbers to offer plumbing services. All of the plumbers are trained and equipped to install any plumbing component such as drain systems, gas lines, and water heaters among others.

Some of the major plumbing services offered by the Sunny Plumbers include;

  • Leak Repair and Detection: – detecting a leakage in your drainage system can be tough. In some cases, you might notice that some water is being collected on your property or basement. It might be possible that the leakage isn’t located nearby as you might be thinking. At sunny Plumbers, advanced technology is employed that helps in pinpointing the exact location the leak is. You might notice you slab starting to leak and I not attended might lead to a serious leak in your house. Thus, it is advisable to have a plumber come in with the right equipment such as jackhammer to repair the leaking pipe. With Sunny Plumbers, you can never go wrong as it is known for offering complete slab leak repairs thus reliable.
  • Grease traps repairs and installation: – for individuals who own restaurants, having a grease trap is essential as it is a sturdy and robust piece of equipment that should be taken conserved. But like other machines, your grease trap might get clogged, break down and require repairs. If that is the case, you can contact the Sunny plumbers who offer grease trap repairs, or if you want the grease trap installed, you can still rely on the Sunny Plumbers.

Call us today if you require our services, and we guarantee you quality work.

Comparative Law and Sujit Choudhry’s Role in Constitutional Law and Development

Comparative law, as the name suggests, is the study of different legal systems used around the world. It entails the analysis and description of diverse legal systems such as civil law, common law, socialist law, canon law, Islamic law, Hindu law, Jewish law, and Chinese law. Comparative law has grown to be of practical importance because there has been an increase in world trade and globalization. Business persons and investors thus find themselves interacting with people from different jurisdictions.


Comparative law is crucial in harmonizing legal systems. A good example is in the European Union, where efforts in comparative law are helping bring together codification. The need for unification of various laws arose from the need to do away with conflict of legislation.  Read this.


History of Comparative Law


According to, the Origins of comparative law can be tracked back to Europe, specifically the 18th century. Montesquieu is regarded as its proponent. This can be traced back to chapter III of his book, “De l’esprit des Lois.” Sir Henry Maine is considered a more modern proponent of anthropological and comparative jurisprudence. Sir Maine was a British jurist and legal historian. In 1861, his work on ancient law, its connection with the early history of society, and its relation to modern ideas set out to define comparative law in its historical context. It was very influential and widely read.



About Sujit Choudhry


Prof. Sujit Choudhry is the I. Michael Heyman Law Professor and is a former Dean of Berkeley Law. Mr. Choudhry is internationally known for his authority on comparative constitutional development as well as comparative constitutional law. His research attempts to address the use of constitutional design as a module to manage the transition from violent conflict to democratic politics particularly in ethnically divided countries. Another issue his research attempts to address is the transition from dictatorial to a democratic rule.


Prof. Sujit Choudhry holds multiple law degrees from Toronto, Oxford, and Harvard. Being a Rhodes Scholar, he served as the law clerk to Canada’s Chief Justice, Mr. Lamer. In 2010, He received the Trudeau Fellowship. Before joining Berkeley Law, Sujit Choudhry was a Law Professor at NYU School of Law.


Todd Lubar Success in Business

Todd Lubar is one of the most influential people in the real estate industry. He joined the industry over twenty years ago when he realized that he had an exceptional desire to help people and a great passion for the real estate business. With this motivation, the successful businessman ventured into the competitive industry, and his first foray was a loan originator with a firm called Crestar Mortgage Corporation.

After four years, the businessman took an important step in advancing his business by getting an equity position with a renowned institution in the company, known as Legacy Financial Group. In his Linked In page, the decision to join this company afforded the businessman several opportunities. First of all, he was able to expand his lending abilities, and this enabled him to broker loans to investors in a bigger bracket. The opportunity also allowed him to lend money to people as a direct Mortgage Bank.

Todd took his business to an advanced level in the year 2002 when he founded Legendary Properties, a residential development company that has been very successful in the market. This advancement led to the facilitation of fast progression in rehabilitation, purchasing, selling and profiting of many family properties in the country. The successful entrepreneur managed to establish many networks with professionals in the industry to produce high-quality products in a short duration.

The businessman has done very well since then, and today, he is considered to be one of the most influential and reputable individuals in the industry. The mortgage industry went through several great changes in the year 2007 and 2008, and this made Todd ( to get involved in other areas of business.

He first ventured into commercial demolition, and this made him acquire some big contracts from some of the most reputable contractors in the United States. Todd was also able to join the Automotive Scarp Metal recycling business, and this made his organization to be traded in the public market. Today, the successful entrepreneur continues to excel in different areas of business, and he is considered to be a motivation to other upcoming entrepreneurs around the globe. He has also earned himself a lot of wealth in the past. For more info, check out


What Does Eric Lefkofsky’s ‘Accelerated Disruption’ Concept Mean?

What hope does a startup have for success? They have no brand recognition, very little money, few assets and no corporate infrastructure. At first, startups like Eric Lefkofsky’s Groupon must focus on “Accelerated Disruption” to succeed. What exactly does this term mean?


“New Kid on the Block”


When you are the “new kid on the block” you “upset the apple cart.”  The system has everything set up. All of the roles have been handed out. New kids have no roles. Based on


Of course, in order to establish yourself, you must have a role. Thus, many new kids find themselves in fights. The entrenched order is fighting to maintain its status quo. This is one pillar of the concept of “Accelerated Disruption.”


“Spanish Armada Defeated”


Successful entrepreneur Eric Lefkofsky has not only embraced disruption, but has accelerated the process. The startup will not be accepted by the entrenched interests, so why bother? Instead, the startup must concentrate on its own comparative advantages.


The Spanish Armada had vast wealth due to the gold and silver mines of America. Just like most multinational corporations, the Spanish figured they would build a “Too Big To Fail” navy. These were large ships with numerous cannons.


The startup during this time period was the British navy. They had tin, not gold. Their ships were fast and mobile, not large. The small startup British navy defeated the mammoth Spanish navy.


“Small Agile Startup Wins”


Instead of trying to “fit in,” the small startup should play its role in the “Accelerated Disruption” cycle. It is similar to depreciation. All good things must come to an end.  Hit this related link


The largest multinational corporations have an intrinsic desire to maintain the status quo. The problem is that in the “Information Age,” a great idea can arise from anywhere. The startup ideas are more innovative, agile and flexible than the massive multinational corporation’s infrastructure.


Eric Lefkofsky’s GroupOn succeeded by understanding its market. Eric Lefkofsky’s Tempus hopes to replicate this game plan. A startup is part of the “food chain” and by fully embracing “Accelerated Disruption,” it can perform its proper role.

Visit his page.

Duda Melzer and his Transparent Leadership Style

Eduardo Sirotsky Melzer is well known in Brazil, and this is all because he has his hands tied in so many aspects of entertainment. He has earned his MBA from Harvard while in America, but he is much more widely known in Brazil. He has proven that he has the ability to successfully run Grupo RBS. This is a company that has a series out multimedia companies.

People that know of Eduardo Sirotsky Melzer commonly call him Duda Melzer. He started in the way of financial and franchising matters, and he has continued to climb up the corporate ladder ever since. He has worked on some consulting projects with law firms like Booz Allen & Hamilton, and he has continued to build a solid career as the chairmen for e. Brick Digital.

Duda Melzer has shown that he has the ability to navigate a path to success in the business world. The Sirotsky name has been known in Brazil for many years because it was the grandfather of Duda Melzer that started the Grupo RBS business. He has been able to successfully take the reign as the CEO of this company because he has been groomed and prepped for the position at hand.

Down through the years Duda Melzer has made a lot of different improvements in business. He has even won various awards like the Merit in Administration and Cabore award for his work. It is evident that the Grupo RBS organization has continued to thrive under the leadership of Duda Melzer. This is a company that has a lot of subdivision businesses. He has shown people that he has the ability to create what he calls a transparent leadership style for this company. Melzer refuses to hide in an ivory tower while he makes decisions about the business.

Troy McQuagge Career at the Helm of USHealth Group, Inc

The respected One Planet Awards has named the Ft Worth, Texas based US Health Group, Inc CEO Mr. Troy McQuagge the CEO of the Year 2016. Prior to achieving this feat, Troy McQuagge had set out to transform the insurance and financial services firm immediately after joining the company in 2010. He began by turning around the US Health Advisors component. After a string of successes, it did not long for the company to appoint McQuagge the new US Health Group President and CEO in 2014. Under his leadership, US Health, the firm has witnessed remarkable growth in all areas of operations, and more crucially its individual health insurance subdivision.


The annual One Planet Awards honors business personalities and professionals from around the world who have performed exemplary work in their respective fields. The prestigious award attracts start ups, public and private and large and small scale enterprises. Commenting after receiving the award, Mr. McQuagge said he was greatly honored to be declared the Gold winner. He thanked the whole team at the US Health Group Inc for helping him and the company achieve the distinguished reward. McQuagge added that the company will continue to provide an innovative and affordable healthcare service that is in tune with customer needs. This report is written courtesy of an article published on on January 10, 2017.


About Troy McQuagge

Mr. McQuagge is a high achieving CEO and President of US Health, Inc. According to a brief profile published on LinkedIn, McQuagge is a dynamic, self-motivated sales and insurance expert with 30 years experience. During his long enduring career, McQuagge has been highly adept at performing quick turnarounds and steering high growth companies to greater profitability. His other attributes include good communication skills and the ability to motivate and thrive in cross-cultural environments. At US Health Group, McQuagge is tasked with overseeing the company’s insurance and distribution portfolios. Under his leadership, the company has produced sound results for consecutive 3 years in respect to the overall growth and profitability.


Mr. McQuagge previously served as President of Agency Marketing at Healthmarket for close to years, from September 1996 to March 2008. According to an excerpt appearing on, Mr. McQuagge graduated from the University of Central Florida in 1983 with a Bachelors of Art Degree. From the start of his career at Allstate Insurance Company in 1983 to the pinnacle of his success at US Health Group, McQuagge has earned numerous awards and recognitions. The 2016 lists include the Gold Award from Golden Bridge Awards for Accounting, Banking, Financial and Insurance of the year, Gold Award from CEO Worlds Awards for becoming the CEO of the Year along with the Silver Stevie Award for Sales Growth Achievement.


EOS Lip Balm Flavors for You

There are a lot of different lip balms you can get for your needs. You might be looking for a certain flavor, but are not sure what one is goign to be the best for you. The good thing is there are a lot of different ones for you to pick from.

Organic Lip Balms

EOS has a line of Organic lip balms that they also sell. These lip balms are almost all a sweet flavor of lip balm. The flavors range from Strawberry to Mango. There is also a mint flavor that you can choose too. These are Gluten free and are better for your lips than some others on the market today.

Visibly Soft

This EOS lip balm line is a special line that helps your lips to get the moisture that you need in your lip balms. The flavors are similar to the other lines, but they have that bit of extra that helps them to stand out.

Picking a Flavor

There are several ways you can choose a flavor for your lip balm. The biggest way is to find a flavor you may have already had that you love and see if it’s in the EOS line. If they have something similar, then you can get it in this brand. You also may want to think about the flavors you like so you can find something that you really like for your lip balm.

Ther are a lot of options to look though when looking at lip balms. You only have ot find the one that is going to work for you and the needs you have. The last thing you want is to have a lip balm that is going to be gross or that you don’t use. That is why it’s important to try them out and find a good one.

EOS lip balm products are available on the shelves of stores such as Walmart, Walgreens and Target. The products are also available online via Amazon, eBay, Ulta and may more websites.

EOS website:

Same More Money On Inmate Calling Features Versus Competitor Companies

There are a number of people across the country that can appreciate the benefits of being a Securus Technologies customer. On average, they allow their customers to save 36% on the telephone expenses associated with inmate calls. Ironically, they have combined advanced technological features that have caused their services to be chosen $4 to $1 over competitor companies like Global Tel-Link. Customers know what kind of features they need to stay connected to their loved ones and Securus Technologies is there to respond with cost effective features and award winning customer service. You won’t miss a moment with your loved ones with Securus Technologies.


Securus Technology Features


Inmate Voicemail


Have you ever thought of leaving your loved one in a correctional facility a message? Maybe you don’t have much to say, but you want to leave them a message. Family members now have the option of leaving their loved ones a message for them to retrieve at their leisure. Even their legal counsel can leave them a message concerning their next court appearance. Inmates can now retrieve messages and never have to miss a thing. Try the inmate voicemail feature today.


Why Choose Securus?


PRN Newswire has called Securus Technologies one of the largest network providers in the industry. They have teamed up with video giant Vimeo to bring their customers a remarkable high definition video that allows them to chat with their friends and loved ones. You get complete control of the sound with the click of a few buttons. They allow inmates to put their loved ones and legal counsel on their visiting list and visit on those special holidays like Christmas. You never have to commute to a correctional facility again with the benefit of remote video chat features from Securus Technologies.


Helping Clients Retire in Style: Martin Lustgarten International Investment Guru

During the great recession, Lustgarten saw many people who were close to retirement age losing the wealth it took them a lifetime to build. He knew that for these people retirement prospects just went away, probably for good. Martin saw the need and reasoned that with his investment experience he could help them regain their dream of a quality life when they decided to stop working.

The most important factor of Martin’s investment strategy comes from his international experience in investment banking. He was born in Florida, and still resides there, but also holds citizenship in Australia and Venezuela.

Because of his multiple citizenships, Lustgarten has developed many close relationships in the global banking industry. These contacts allow him to find and act on the best investment deals all over the world based on current market conditions. He can also react quickly to changes in those conditions and has a documented knack for spotting trends ahead of the curve.

Although all investment advisors at every level guide their clients to diversify and invest wisely, Martin Lustgarten understands how to make that happen and ensure that his investors reap the benefits. He has developed a renowned reputation for making his clients a lot of money and managing their associated risks.

Clearly, Martin Lustgarten has a passion for investment banking, but he has interests beyond being CEO of Lustgarten Investments. He confesses to a love for all things vintage and seems especially fond of collecting watches.

Martin began his collection about finding success in trading and finance. He made a conscious effort to learn all he could about the world of vintage watches. He attended trade fairs around the world and was always in search of his next great watch find. Lustgarten is also interested in music, art, and photography.